TERMS OF SERVICE

Effective Date: January 1, 2026
Last Updated: January 1, 2026


1. ACCEPTANCE OF TERMS

Welcome to AI Tycoonz, operated by BGM Agency LLC ("we," "us," or "our").

These Terms of Service ("Terms") govern your access to and use of our website https://aitycoonz.com (the "Site"), our online courses, coaching programs, digital products, software, tools, and any related services (collectively, the "Services").

By accessing or using our Site or Services, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use our Site or Services.


2. ELIGIBILITY

Age Requirement

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old.

If you are under 18, you may not create an account, make purchases, or use our Services.

Legal Capacity

You represent and warrant that you have the legal capacity to enter into binding contracts and that you are not prohibited from using our Services under applicable law.


3. USER ACCOUNTS

Account Creation

To access certain features of our Services, you may need to create an account. When creating an account, you agree to:

Provide accurate, complete, and current information

Maintain and promptly update your account information

Keep your password secure and confidential

Notify us immediately of any unauthorized access or security breach

Accept responsibility for all activities that occur under your account

Account Security

You are solely responsible for maintaining the security of your account and password. We are not liable for any loss or damage resulting from your failure to protect your account credentials.

Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including:

Violation of these Terms

Fraudulent or illegal activity

Abuse of our Services or other users

Non-payment or chargebacks

Inactivity for an extended period

You may cancel your account at any time by contacting us at [email protected].


4. SERVICES AND PRODUCTS

Course and Coaching Access

When you enroll in a course or coaching program, you gain access to:

Course materials, videos, and downloadable resources

Live or recorded coaching sessions (as specified)

Community forums or private groups (if applicable)

Email support or Q&A opportunities (as specified)

Access is granted for the duration specified in your purchase.

Some programs offer lifetime access, while others are time-limited. Refer to your specific purchase for details.

Digital Products

Digital products (templates, guides, software, tools) are delivered electronically. Once purchased and delivered, digital products are non-refundable (see Refund Policy for exceptions).

Subscription Services

If you purchase a subscription-based service:

You will be billed automatically at the beginning of each billing cycle

Billing continues until you cancel your subscription

Cancellation must be submitted before the next billing date to avoid charges

Cancellations take effect at the end of the current billing period


5. PAYMENT AND BILLING

Payment Methods

We accept payments via:

Credit cards (Visa, MasterCard, American Express, Discover)

Debit cards

PayPal

Other methods as specified at checkout

All payments are processed securely through third-party payment processors (Stripe, PayPal).

Pricing

All prices are listed in U.S. Dollars (USD) unless otherwise specified. Prices are subject to change at any time without notice.

Special offers, discounts, or promotional pricing may be available for limited times. We reserve the right to modify or cancel promotions at any time.

Billing and Recurring Charges

For subscription services or payment plans:

You authorize us to charge your payment method automatically

Billing occurs on the same day each billing cycle

You are responsible for ensuring your payment method is valid and has sufficient funds

Failed payments may result in suspension or cancellation of your access

Taxes

You are responsible for any applicable sales taxes, VAT, or other taxes based on your location. Taxes may be added to your total at checkout.

Chargebacks

Initiating a chargeback without first contacting us to resolve the issue may result in:

Immediate termination of your account

Loss of access to all purchased Services

Legal action to recover costs and damages

If you have a billing dispute, contact us at [email protected] before initiating a chargeback.


6. REFUND POLICY

Our Refund Policy is incorporated into these Terms by reference. Please review our separate Refund Policy page for details on:

Refund eligibility

Refund request process

Timeframes and conditions

Non-refundable items


7. INTELLECTUAL PROPERTY

Ownership

All content on our Site and within our Services—including but not limited to text, graphics, logos, images, videos, audio, software, course materials, templates, tools, and trademarks—is the exclusive property of BGM Agency LLC or its licensors.

This content is protected by:

United States and international copyright laws

Trademark laws

Trade secret laws

Other intellectual property rights

License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes, subject to these Terms.

You may NOT:

Reproduce, distribute, or publicly display our content

Modify, create derivative works, or reverse-engineer our materials

Sell, rent, lease, or sublicense our content to third parties

Remove or alter copyright notices, trademarks, or proprietary rights

Use our content for commercial purposes without written permission

Course Materials

Course materials are licensed for your personal use only. You may download materials for your own reference, but you may not:

Share course materials with others who have not purchased access

Post materials on public websites, file-sharing platforms, or social media

Use materials to create competing courses or products

Violation of these restrictions may result in account termination and legal action.

User-Generated Content

If you submit content to our Site (comments, testimonials, forum posts, etc.):

You grant us a worldwide, royalty-free, perpetual license to use, reproduce, modify, and display your content

You represent that you own or have rights to the content you submit

You waive any moral rights or attribution rights to your content


8. PROHIBITED USES

You agree NOT to use our Site or Services for any unlawful or prohibited purpose, including:

Illegal Activity

Violating any local, state, national, or international law

Engaging in fraud, theft, or illegal financial transactions

Distributing malware, viruses, or harmful code

Abusive Behavior

Harassing, threatening, or abusing other users or our staff

Posting offensive, defamatory, or harmful content

Impersonating others or misrepresenting your identity

Unauthorized Access

Attempting to gain unauthorized access to our systems or user accounts

Hacking, exploiting vulnerabilities, or bypassing security measures

Using bots, scrapers, or automated tools without permission

Commercial Misuse

Reselling or redistributing our content without authorization

Using our Services to compete with our business

Spamming or sending unsolicited commercial messages

Violation of these prohibitions may result in immediate account termination and legal action.


9. DISCLAIMER OF WARRANTIES

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

Warranties of merchantability, fitness for a particular purpose, and non-infringement

Warranties that our Services will be uninterrupted, error-free, or secure

Warranties regarding the accuracy, reliability, or completeness of content

Warranties that our Services will meet your expectations or requirements

YOU USE OUR SERVICES AT YOUR OWN RISK.

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.


10. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, BGM AGENCY LLC SHALL NOT BE LIABLE FOR:

Any indirect, incidental, consequential, punitive, or special damages

Loss of profits, revenue, data, or business opportunities

Personal injury, emotional distress, or reputational harm

Damages resulting from your use or inability to use our Services

Damages caused by third-party content, links, or services

Damages resulting from unauthorized access to your account or data

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRIOR TO THE CLAIM.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.


11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless BGM Agency LLC, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

Your use of our Site or Services

Your violation of these Terms

Your violation of any law or third-party rights

Your user-generated content

Your misuse of our intellectual property


12. THIRD-PARTY LINKS AND SERVICES

Our Site and Services may contain links to third-party websites, tools, platforms, or services ("Third-Party Services").

We do not control, endorse, or assume responsibility for Third-Party Services.

Your use of Third-Party Services is at your own risk and subject to their terms and conditions. We are not liable for any damages or losses resulting from your use of Third-Party Services.


13. MODIFICATIONS TO SERVICES

We reserve the right to:

Modify, suspend, or discontinue any part of our Services at any time

Update course content, materials, or delivery methods

Change pricing, features, or access terms

Add or remove functionality

We are not liable for any changes to our Services.

We will make reasonable efforts to notify you of material changes, but we are not obligated to do so.


14. TERMINATION

By You

You may terminate your account at any time by contacting us at [email protected]. Termination does not entitle you to a refund unless otherwise specified in our Refund Policy.

By Us

We may suspend or terminate your access to our Services immediately, with or without notice, for any reason, including:

Violation of these Terms

Fraudulent or illegal activity

Non-payment or chargebacks

Abusive or harmful behavior

Any conduct that we determine to be harmful to our business or other users

Upon termination:

Your access to our Services will be revoked

You must cease using our content and materials

You may lose access to any data, files, or content associated with your account

We are not obligated to provide refunds or compensation


15. DISPUTE RESOLUTION

Informal Resolution

Before initiating any formal legal action, you agree to first contact us at [email protected] to attempt to resolve the dispute informally.

We will work with you in good faith to resolve any issues.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles.

Jurisdiction

Any disputes arising from these Terms or your use of our Services shall be resolved in the courts of Chiang Mai Province, Thailand, or as otherwise agreed by the parties.

Arbitration (Optional)

If informal resolution fails, disputes may be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA) or a mutually agreed arbitrator.

By agreeing to these Terms, you waive your right to a jury trial and class action participation.


16. SEVERABILITY

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, that provision shall be severed.

The remaining provisions shall continue in full force and effect.


17. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Disclaimer, and Refund Policy, constitute the entire agreement between you and BGM Agency LLC regarding your use of our Services.

These Terms supersede any prior agreements, understandings, or representations, whether written or oral.


18. WAIVER

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it in the future.

No waiver of any term shall be deemed a continuing waiver or a waiver of any other term.


19. ASSIGNMENT

You may not assign or transfer your rights or obligations under these Terms without our prior written consent.

We may assign or transfer our rights and obligations under these Terms at any time without notice.


20. CONTACT INFORMATION

If you have questions, concerns, or disputes regarding these Terms, please contact us:

BGM Agency LLC
Email: [email protected]
Website: https://aitycoonz.com


21. ACKNOWLEDGMENT

By using our Site or Services, you acknowledge that:

You have read and understood these Terms in their entirety

You agree to be bound by these Terms

You have the legal capacity to enter into this agreement

You accept all risks associated with using our Services


BGM Agency LLC © 2026. All Rights Reserved.